Two Locations: 
Bay Shore: (877) 321-7612 Huntington: (877) 321-8467
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Bay Shore: (877) 321-7612 Huntington: (877) 321-8467Like us on Facebook
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Financing Options at Habberstad BMW
Habberstad BMW has a variety of auto finance options to serve clients with diverse credit histories and a wide range of credit scores. Fill out a Credit Application or schedule an appointment today to discuss all the possibilities with our Business Management team.
Available Financing Options
The following finance products are available from BMW Financial Services.
- Lease
- BMW Select Financing
- Traditional Finance
Habberstad BMW wants you to understand all the options available to you when it comes to making the Ultimate Driving Machine yours. Below you will find an outline of various finance options.
About Leasing
Leasing keeps monthly payments low for your BMW. When you lease, you pay only for the amount of the vehicle's value you use during your lease rather than the vehicle's entire value. At the end of your lease, you have an array of options: turn in your BMW and lease a New or Certified Pre-Owned BMW; re-lease or refinance (subject to approval) your current BMW for another term; buy your BMW at the price set forth upfront in your lease agreement; or turn in your BMW and walk away.
About BMW Select Financing
Combine the lower monthly payments of leasing and the security of ownership with BMW Select financing. You make low monthly payments for your selected term then reach a 3-way option point:
- Get a new BMW and sell your BMW back to Habberstad at a predetermined price.
- Refinance the balloon payment amount.
- Complete your purchase by making the balloon payment.
BMW Select is advantageous in some states because of state tax laws.
About Traditional Financing
Traditional financing allows you to buy a BMW and pay for it monthly over a term of up to 84 months. You may not be required to have a down payment (based on credit). Just as in buying a vehicle with cash, your name goes on the title. When the loan period ends, you become the owner.
Additional Information Concerning the Traditional Finance Option
Sometimes our relationship with BMWFS may not be the only option to meet your financing needs. We have established relationships with other lenders which help us to provide you with more competitive interest rates. Our additional options for lending institutions range from large nationwide lenders to smaller local institutions or credit unions. We are often able to meet or beat any interest rate that our clients obtain from other sources. In any case, looking out for our clients’ best financial interests is just another part of what makes Habberstad Long Island’s #1 Automobile Dealer.
Please contact us with any questions concerning each or all of these options. Thank you for choosing Habberstad BMW.
Visit our New BMW virtual showroom.
Browse our wide selection of Certified Pre-Owned BMW's.
Available Financing Options
The following finance products are available from BMW Financial Services.
- Lease
- BMW Select Financing
- Traditional Finance
Habberstad BMW wants you to understand all the options available to you when it comes to making the Ultimate Driving Machine yours. Below you will find an outline of various finance options.
About Leasing
Leasing keeps monthly payments low for your BMW. When you lease, you pay only for the amount of the vehicle's value you use during your lease rather than the vehicle's entire value. At the end of your lease, you have an array of options: turn in your BMW and lease a New or Certified Pre-Owned BMW; re-lease or refinance (subject to approval) your current BMW for another term; buy your BMW at the price set forth upfront in your lease agreement; or turn in your BMW and walk away.
About BMW Select Financing
Combine the lower monthly payments of leasing and the security of ownership with BMW Select financing. You make low monthly payments for your selected term then reach a 3-way option point:
- Get a new BMW and sell your BMW back to Habberstad at a predetermined price.
- Refinance the balloon payment amount.
- Complete your purchase by making the balloon payment.
BMW Select is advantageous in some states because of state tax laws.
About Traditional Financing
Traditional financing allows you to buy a BMW and pay for it monthly over a term of up to 84 months. You may not be required to have a down payment (based on credit). Just as in buying a vehicle with cash, your name goes on the title. When the loan period ends, you become the owner.
Additional Information Concerning the Traditional Finance Option
Sometimes our relationship with BMWFS may not be the only option to meet your financing needs. We have established relationships with other lenders which help us to provide you with more competitive interest rates. Our additional options for lending institutions range from large nationwide lenders to smaller local institutions or credit unions. We are often able to meet or beat any interest rate that our clients obtain from other sources. In any case, looking out for our clients’ best financial interests is just another part of what makes Habberstad Long Island’s #1 Automobile Dealer.
Please contact us with any questions concerning each or all of these options. Thank you for choosing Habberstad BMW.
Visit our New BMW virtual showroom.
Browse our wide selection of Certified Pre-Owned BMW's.
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